Position

Assistant Manager Monitoring (Gujranwala, Toba Tek Singh, Hasilpur)

Job Criteria

Master’s degree with a minimum of 5 years of relevant working experience in the banking/social sector

Job Responsibilities

Field Monitoring

• Physically monitoring the delinquent clients (OD 01-29 Days) for recovery
  follow-up and identifying the reasons for delinquency. At least 10 clients should be visited on a sample basis.
• Physically monitoring the stuck-up loans (OD 60 & above) for recovery follow-up and identifying the reasons for default. At least 10 clients should be visited on a sample basis
• Physically visit fresh disbursed clients to check the correctness of entries
  mentioned on Loan documents. At least 10 clients should be visited on a sample basis.

Documentation

• Check all documentation of credit cases is as per policy. Identify any gaps and rectify them through concerned staff.
• Check Recoveries Receipts inventory and utilization.
• Check payment & Receipt voucher
• Monitor Fixed Assets as per register, movement & disposal.
• Monitor LAC proceedings.
• Check stuck up clients' follow-up register is updated and rectify the gaps on   the spot

Branch Activity Report

• Monitor daily branch closing & opening.

• Monitor staff-approved work plans
• Physically verify all complaints received against staff from the field or RM/AM, and propose action to Sr. Manager Monitoring for the conclusion.
• Check branch has copies of health claims of customers and claims are being processed on time.
• Identify all potential risks and report to Sr. Manager Monitoring to take measures to mitigate any future risk.
• Check AML/CFT policies have adhered in true spirit and manner.
• Trend Analysis of Human Resources. (Staff Availability, any issue)

Position

Assistant Manager Administration (Head Office Lahore)

Job Criteria

Master’s Degree in Business Administration/Social Sciences with minimum of two years’ experience in handling administrative responsibilities.

Job Responsibilities

1. Assisting the Department’s Head in undertaking various administrative tasks.
2. Assisting in procurement of goods and services for Maintenance of Building, equipment, insurance and Furniture through

• Obtaining quotations, adds in news papers
• Negotiating prices
• Issuing purchase orders after approval from procurement committee
• Service contracts for Generators/ copiers/printers etc.
• Verification of Utility bills/courier bills

3. Providing logistical support for training and workshops organized at the head office.

• Stationery and training material
• Refreshments
• Travel arrangements for staff/guests.

4. Managing the vehicles fleet of the organization by:

• Allocation of duties to drivers. / Support staff
• Preparing Monthly fuel efficiency statement

5. Third party personal management

• Making sure that guards are rotated on quarterly basis
• Removal of complaints regarding guards from field offices

6. Fixed assets management/handling

• Listings
• physical verification of fixed assets at least once a year
• Asset’s tagging
• Have full track of Assets transfers between DSP locations

7. Assisting the Department’s Head in creating linkages and marinating liaison with various line departments and regulatory bodies of government.
8. Liaison with Regional offices for hiring building for DSP, & their maintenance

Position

Area Appraisal Officer (NiazBaig , Maraka, Sheikhupura and Faisalabad )

Job Criteria

Bachelor’s Degree in Social Sciences/Commerce with a minimum of 3 years’ experience in the social development /banking sector.

Job Responsibilities

1. Documentation verification of all submitted Loan applications in LTS prepared for final appraisal.
2. Conduct 100% clients ‘social and technical (business cash flow & client poverty scorecard) appraisal at the client’s doorstep and form an independent opinion regarding the approval or rejection of the loan.
3. Attend the Loan approving committee meeting to discuss the disputed loan cases and to finalize them.
4. Acceptance and rejection of loans with clear remarks through their own login in LTS.
5. Use of GPS device to record the clients’ location, data compilation and editing in the computer system and reporting to Asst Manager Risk
6. Identification of staff corruption.
7. Identification of commission agent/CM bribes.

Position

Accounts Officer (Provident Fund Trustee) (Head Office (Lahore)

Job Criteria

Bachelor’s Degree in Social Sciences/Commerce with a minimum of 2 years’ experience in the social development /banking sector.

Job Responsibilities

1. Regular Accounting of all transactions of the fund including the following;

• Company Contributions;
• Employee Contributions;
• Investments by the Fund;
• Payments to Outgoing members;
• Temporary & Permanent withdrawals by members of Provident Fund;
• Repayment of Temporary withdrawals by members of Provident Fund;
• Interest Income on Bank Accounts and Investments;
• Interest Income on Temporary Withdrawals by members of Provident Fund;

2. Calculation of interest on advances and suggesting the repayment schedule.
3. Assist trustees to evaluate the provident fund loan requests by providing the updated balance and eligibility for the loan.
4. Response to the queries related to provident fund balance in a timely manner.
5. Review & Processing of Withdrawal Applications by the members in accordance with Income Tax Rules and Trust Rules.
6. Calculations and processing of Final Settlements of the members.
7. Provision of information regarding member’s balances and deductions from Payroll, on a monthly basis to the company
8. Allocation of Income of the Fund between the members.
9. Preparation and provision of the monthly bank reconciliation statements for the provident fund accounts.
10. Preparation and provision of Annual Statements to the members;
11. Preparation of Annual Financial Statements of the Fund
12. Coordination with External Auditor and responsible to conduct annual audit.

Position

Accounts Officer (Alam Chowk, Wazirabad, Bahawalnagar)

Job Criteria

Bachelor s Degree in Social Sciences/Commerce with a minimum of 2 years experience in the social development /banking sector.

Job Responsibilities

1. Responsible for collection of installments from the clients in the premises of the field office, issuing recovery receipts, making entry in the client book and in the daily recovery sheet.
2. Responsible to get all the recovery receipts, daily recovery sheet and voucher counter signed by the Field Manager and not collect any installment from any client after the banking hours on the given day.
3. Hand over all the cash collected in the day to the Field Manager along with the copy of the receipts issued to the clients on the day to be deposited in the “Credit Account” of the field office within the banking hours.
4. Ensure that the amount handed over to the field manager to be deposited in bank reconciles with the total of installments collected appearing in the daily recovery sheet and the total of all receipts issued on that day. If there is variance, a note signed by the field manager and accountant should be attached with the daily recovery sheet along with the bank deposit slip and the green copy of the receipts issued on that date.
5. Input all transactions in the MIS and generate reports as required by the Field Manager from time to time.