Damen Support Programme دامن سپورٹ پروگرام

خواتین کی مضبوطی، ترقی کی ضمانت

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خواتین کی مضبوطی، ترقی کی ضمانت


Sustainable development through financial inclusion.


Taking measures for social and economic uplift of the marginalized, with focus on women, to enhance their economic prosperity & self-reliance through financial inclusion & capacity building.


No.: 0090169

NTN: 4392708-4

Our Management

Last Updated: 05 april 2024

Mr. Musharraf Mahmood Khan (Chief Executive Officer)

Mr. Musharraf Mahmood Khan is a successful business graduate from IUB and a Certified Public Accountant. He received a certification in Microfinance from “Boulder Institute of Microfinance Turin” (Italy). He holds several other certifications from national and international institutions including JAIBP from IBP and Certificate of Leadership from Frankfurt School of Business. His expertise are Finance, Micro Finance Banking, Budgeting, Digital Banking, Business, Coaching, Transformation & Project Management. His career span is spread over 18 years of enriched experience in MFIs and MFBs. He was members of the core team who transformed MFI into MFB, one of the largest transformations of its kind in the history. He remained associated with National Rural Support Programme at region level and NRSP Microfinance Bank in different senior roles.


Mr. Wajid Ali Khan (Chief Financial Officer / Company Secretary)

Mr. Wajid Ali Khan, is a talented individual from a small town, Nowshera KPK. He has a master Degree in Banking and Finance, a Fellow Member of Public Finance Accountants and C.A. Finalist. Mr. Khan has an experience of Twenty years in the field of accountancy and Financial Management in the development sector. At the moment, he is heading the Finance and Administration department of DSP as Chief Financial Officer. Before joining Damen Support Programme, Mr. Khan has broadened his horizons by working with some other respected organizations like Welthungerhilfe (a German NGO), Save the Children-Sweden, in Pakistan & Afghanistan & WADAN Afghanistan. His expertise includes, internal controls, liquidity management, business planning / budgeting & reporting.


Ms. Fouzia Quttab (Chief Internal Auditor)

Ms. Fouzia Quttab is seasoned finance professional having 15 years of diversified experience and is a Fellow member of Institute of Chartered Accountant of Pakistan. Her core expertise lies in Risk based Internal Auditing, development of Internal Controls, Financial Reporting, Forensic auditing, Financial management & Analysis. Her professional tenure is a diverse combination of various business industries (Manufacturing, Service, NPO Microfinance institute and leading audit firm)


Mr. Hassaan Tariq (General Manager Information Technology)

Mr. Hassaan Tariq, born in Lahore, holds a graduate degree in Computer Sciences along with diploma and certification in RDBMS and relevant technology tools. Mr. Tariq has excelled in his field and gained more than twenty years of diversified experience by serving in numerous SMEs and NGOs. His proficiency includes deploying and successfully implementing information technology solutions ranging from Desktop to Client/Server solutions. After joining Damen Support Programme in 2007 till date, he is managing the current I.T setup by heading the Information Technology department quite devotedly. His major contribution to DSP was the successful conversion of a distributed database system into the currently operational online-centralized MIS involving three sub-categories (Loan Tracking System (LTS), Financial Information System (FIS) and Human Resource Information System (HRIS)).


Mr. Junaid Iqbal Qureshi (General Manager Operations)

Mr. Muhammad Junaid, holds post-graduate degrees of Engineering Geology and Public Administration with specialization in Human Resource Management from University of the Punjab. He has sixteen years’ experience of working in the field of microfinance. He acquires hands on knowledge of Developing growth plans, designing new products, Market research and Risk assessment. He is Effective leader, Good communicator and operation strategist. He excels analytical prudence to streamline operations, increase productivity, and performance monitoring across the portfolio. He is also good in HR planning, Recruitment and Performance management. Before DAMEN He started his career from the Republic Engineering Corporation. Sixteen Years back he joined Damen Support Programme as a Credit Officer, successfully served at different positions and contributed to the growth of DSP from 7 field offices to current position. At present, he is looking after the field operations at program level and working as GM-Operations.


Ms. Rukhshanda Riaz (General Manager HR)

Ms. Riaz attained her Masters in Economics from the University of Punjab in 2002 and achieved a certification in Human Resource Management from Pakistan Institute of Management (PIM). Having more than fifteen years of professional experience in the field of Microfinance, she acquired diverse knowledge and experience consisting of strategic planning, business & product development, credit & financial management, risk & compliance management and Human Resource Management (HRM) with special reference to Micro-finance sector. She started her career in 2001 by joining “KASHF Foundation” as a Branch Manager and was promoted as an Area Manager and in the Risk & Compliance department. Before joining DSP, she worked as Programme Manager in “RCDP”. She joined Damen Support Programme in 2014 as Manager Human & Institutional Development, core objectives of this department are to ensure that personnel are hired, trained, compensated, developed and engaged in most meaningful manners.

Ms. Rukshanda has attended leadership program in 2008, offered by “Women World Banking” in New York, USA and leadership program offered by LUMS, Lahore. She also has international exposure of Bangladesh microfinance institutes Brac, Asa & Grameen.


Mr. Awais Masud (General Manager Product Development)

Mr. Awais Masud, the young and creative professional of Damen Support Programme, holds a Master’s of Science in Advertising and Marketing degree from University of Hull, UK. Mr. Masud has over twelve years of pertinent experience in the field of marketing and management, sales and customer services product development and core operations. He became part of the vibrant team of DSP in April 2014, due to his well-educated background and international exposure, Mr. Masud has proved to be a promising employee of the organization. Presently he is holding the position of senior manager product development, previously Mr. Masud has been part of operations team and had also held the position of senior manager communications and marketing. He has been developing new products for the organization, as per market and customer needs. He had also been looking after core operations of one region i.e. 18 field offices, and also been involved in managing all marketing related activities, developing the marketing strategy for the company in line with company objectives, co-ordinating marketing campaigns with operations along with implementation and managing of social media campaigns. Mr. Masud’s untiring efforts and positive energy has resulted in increased client retention and acquisition at DSP.


Ms. Sadia Munir (Senior Manager Risk)

Ms. Sadia Munir, an individual from Sialkot, holds a post-graduate degree in Public Administration and has ten years of experience in the field of Risk Management. Presently she is holding the position of Manager Risk at Damen Support Programme. Being a Risk Manager, she is actively involved in tasks related to the Risk department such as identifying, measuring, mitigating and communicating risks that DSP is exposed to which includes credit, operational, market, liquidity, interest rate, event, strategic, reputational and any other risk. This department has the leading role in policy, portfolio and standard setting for risk within Damen Support Programme.


Mr. Sarmad Mirza (Manager Compliance & Transformation)

Mr. Sarmad Mirza is a Financial Services Professional, having almost twenty years of banking experience, in Commercial, Islamic and Microfinance Banking, this understanding comprehends Commercial Banks and Microfinance Institutions, have operated through all departments of Banking i.e., Operations, Deposits, Trade Services, Lending, Sales and Marketing. Moreover, was member of the pioneer of three banks, started Islamic Banking and a Microfinance Bank, where participated in business planning that covered writing of business plan, research (qualitative and quantitative), product design and development, setting distribution channels, wrote sales, branding and marketing strategies along with facilitating staff on product selling and acquiring customers, including final rollout after piloting the same. Have also completed a consultancy project on Savings Product Development for a Microfinance Bank, as an independent consultant. Also member of consultative group on Branchless Banking Compliance issues, problems and remedies formulated by Central Bank of Pakistan. Highly adaptable with excellent interpersonal skills. Participatory and stimulating leader. Committed, dynamic and proactive.


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